What Is the Best Insurance for Drug Rehab
There are ten essential benefits every insurance plan must provide today under the Affordable Care Act. These ten categories of services include:
- Outpatient care that patients can receive without nessesarily being admitted to a hospital known as Ambulatory patient services
- Emergency services
- Hospitalization for surgery and overnight stays
- Pregnancy, maternity, and pediatric services
- Prescription drugs
- Laboratory services
- Preventative and wellness services, including chronic disease management
- Rehabilitative and habilitative services and devices
- Mental health and substance use disorder services
Today, there are quite a handful of both private and public health insurance companies offering insurance for drug rehab. Individuals who cannot afford to purchase private health insurance can still seek treatment using a state and federally funded public health insurance. While applicants have to meet certain requirements, Medicaid is a government-funded program that is specifically designed to help low-income earners or those with no insurance to cover all aspects of their addiction treatment. If an accredited addiction specialist determines that a person’s addiction is medically necessary, Medicaid may cover rehabilitation services such as medical detoxification, inpatient and outpatient addiction treatment, mental health care and much more.
Medicare is also another public insurance provider that provides coverage for alcoholism and substance abuse treatment in both in and outpatients setting on condition that the services are medically necessary enough to set up a plan of care for a patient to receive services from a Medicare-approved provider or facility.
Aetna insurance for drug rehab is a great insurance option also for individuals who require treatment for drug as well as alcohol addictions. What’s important to note is that they provide different options for both inpatient and outpatient rehab and provide professional substance abuse treatment services such as detoxification, partial hospital treatment, intensive outpatient treatment, inpatient and outpatient rehabilitation and offer a continuing care program.
There are many recovery centers that accept and work together with United insurance for drug rehab to offer flexible payment options and help individuals seeking treatment to cover their rehabilitation expenses. United Health is a diversified health insurance company that has over 30,000 certified doctors, nurses and serves people’s health care needs in all 50 states. Because of this, it has become one of the most recognized insurance carriers that avail complete health care benefits to thousands of families and individuals through various health insurance plans.
Some of the basic benefits provided by united insurance for drug rehab include medically supervised detoxification services to remove toxic substances caused by long-term use of drugs and alcohol, residential treatment, therapy and counseling, prescription medication, co-occurring disorder treatment, inpatient and outpatient treatment, community-based programs and much more.
It is important to note that before any insurance for drug rehab provides coverage for a more comprehensive inpatient program, applicants must first show that they have attempted an outpatient drug or alcohol addiction treatment program and attended a number of therapy or counseling sessions in a calendar year but have been unsuccessful in achieving sobriety.